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RESPs

RESPs

The increasing cost of post-secondary education is a concern for many Canadian parents and caregivers. Pacific Employee Benefits partners with leaders in the insurance industry to offer you excellent opportunities to start saving today for your children’s future education. Registered Education Savings Plans (RESPs) qualify for Federal Government grants known as Canada Education Savings Grants (CESGs). The government contribution amounts 20% of your annual contribution, up to a maximum of $500 per child per year. 

Tax advantages: 

In an RESP, your contributions and government grants accumulate and grow tax-free. When funds are withdrawn for education purposes, only the growth and CESG portion of the fund are taxable. 

Talk to our advisors to learn more about RESPs.

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Toll-free: 1-877-822-4209