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RRSPs

Are you planning on building personal savings to meet your retirement needs? 

Registered Retirement Savings Plans (RRSPs) offer a number of benefits that give your money time to grow, and contribute to your financial readiness for retirement. Take advantage of tax deduction and build your personal savings with an RRSP. During your working life, Pacific Employee Benefits helps you take care of your golden years. 

We can also arrange income-splitting though a spousal RSP. Spousal RSPs enable the spouse with the higher income to put money into an RSP on the partner’s name. The beauty of this arrangement is that you lower your taxable income in both short and long term. However, there are limits that apply to how much you can contribute to your RRSP. 

Advantages:

  • defer taxes from times of higher income to times of assumed lower income 
  • ability to split income and contribute to spouse’s RSP
  • funds can be accessed for other purposes
Talk to our advisors to learn more about RRSPs. 

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Email: service@pebplans.com

Toll-free: 1-877-822-4209

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Toll-free: 1-877-822-4209