What if I have coverage elsewhere and want a quote comparison?
If you provide our company with the benefit details such as employees census, booklets, renewals, 3 years of rates and claims experience, we can request quotes from the various companies that we deal with and offer a presentation that outlines any deviations from your current coverage and the rates offered. Working through this process does not obligate you to proceed with benefit coverage.
What is the minimum size of group we can get benefits for?
We can get quotes and provide coverage for groups of 1 to 1000 employees.
What is the next step if I want to sign up for a benefit plan?
We will work with your company and employees to complete the enrolment forms, Company Application and all other relevant paperwork. We will deliver the administration kit and employee packages to you when they have been prepared. We also provide service for your group after your plan is in place such as administration training and answering eligibility or coverage questions. We can also assist your employee with claims resolution and benefit questions.
What is the process for getting a quote?
We will provide a data sheet for a listing of your employees (single/family), their dates of birth and occupations. If a wage replacement benefit is requested, we will also require their salaries. We will require some company information such as how long your company has been in business, any seasonal employee, if any employee are absent from work due to disability or illness. Our brokers will go over the options of available benefits to help you find the plan design to best suit your company.
What is the turnaround time for a quote?
After all the information is gathered, and the insurance companies respond, the proposals we receive are then compiled in a comparison sheet highlighting the rates and benefits offered and are usually ready for presentation within 3 weeks.
Which insurance companies do you deal with?
We use different insurance carriers depending on size and benefit options chosen.
- Chambers of Commerce Group Benefits
- Encon Group Benefits
- Empire Life
- Great West Life
- Manulife Financial
- Sirius Benefits
- Sun Life Financial